Effective Date: 01/01/2025
Access Capital Technologies (“ACT”, “we”, “us”, or “our”) is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, retain, and safeguard your information when you visit our website https://accesscapital.tech and use our services.
1. Information We Collect
We may collect the following types of information:
- Personal Information: Name, email address, phone number, company name, job title, and other identifiers.
- Financial Information: Data related to loan applications, credit assessments, and financial qualifications.
- Technical Information: IP address, browser type, operating system, device information, and usage data.
- Document Data: Uploaded documents for identity verification, such as driver’s licenses or financial statements.
2. How We Use Your Information
We use your information to:
- Provide and improve our digital lending and qualification services.
- Match applicants with suitable financial products.
- Verify identity and prevent fraud.
- Communicate with you regarding services, updates, and support.
- Comply with legal and regulatory obligations.
3. Sharing Your Information
We may share your information with:
- Financial Institutions: Banks, credit unions, and lenders for qualification and origination purposes.
- Service Providers: Third-party vendors who assist in operating our platform.
- Government Entities: When required for public sector programs or legal compliance.
- Legal Authorities: If required by law or to protect our rights.
4. Data Retention
We retain personal and financial information for as long as necessary to fulfill the purposes outlined in this Privacy Policy, including:
- To provide services and maintain user accounts.
- To comply with legal, regulatory, and contractual obligations.
- To resolve disputes and enforce our agreements.
Retention periods may vary depending on the type of data and applicable laws. When data is no longer needed, we securely delete or anonymize it.
5. Data Security
We implement industry-standard security measures to protect your data, including encryption, access controls, and secure data storage. However, no method of transmission over the internet is 100% secure.
6. Your Rights and Choices
You may:
- Request access to or deletion of your personal data.
- Opt out of marketing communications.
- Update or correct your information.
To exercise these rights, contact us at info@accesscapital.tech.
7. Cookies and Tracking Technologies
We may use cookies and similar technologies to enhance your experience, analyze usage, and deliver personalized content. You can manage cookie preferences through your browser settings.
8. Third-Party Links
Our website may contain links to third-party sites. We are not responsible for the privacy practices of those sites.
9. Changes to This Policy
We may update this Privacy Policy from time to time. Changes will be posted on this page with an updated effective date.
10. Contact Us
If you have questions or concerns about this Privacy Policy, please contact:
Access Capital Technologies
Email: info@accesscapital.tech
Phone: (833) 896-4ACT